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Deposit based loan
- For RSD loans: 50.000 RSD– 25.000.000 RSD
- For loans indexed in EUR: 500 EUR-250.000 EUR
- For RSD loans: 6.73%, variable (3m Belibor+1%)*
- For loans indexed in EUR: 8.90%, variable (3m Euribor+5%)*
- For loans indexed in EUR: from 10.81%
- For RSD loans: from 16.72%
- Disbursement fee: 0%
- Credit Bureau report: 246 RSD
Example:
| Loan type | Loan indexed in EUR | Loan in RSD |
| Loan amount | 10.000 EUR | 1.000.000 RSD |
| Tenor (months) | 71 | 71 |
| Installment | 182 EUR | 17.162 RSD |
| Total paid amount | 13.192 EUR | 1.218.778 RSD |
| NIR* (variable) | 8.90% | 6.73% |
| EIR** on day 30.06.2023. | 19.50% | 10.84% |
*For loans indexed in EUR, applies 3mEuribor whose value as at 30.06.2023. is 3,60%. Nominal interest rate is determined on a quarterly basis in January, April, July and October, when the variable base is aligned with the values of official reference rate on the installment date of the month when the alignment is done. Changed variable interest rate will be applied to the first accounting period that starts after the changes.
*For loans in dinars, applies 3mBelibor whose value as at 30.06.2023. is 5,73%. Nominal interest rate is determined on a quarterly basis in January, April, July and October, when the variable base is aligned with the values of official reference rate on the last day of the month preceding the month when the alignment is done. Changed variable interest rate will be applied to the first accounting period that starts after the changes.
***The EIR calculation included the cost of the report of the Credit Bureau (246 RSD).
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