Consumer Loan

Fast and simple loan approval procedure based on the pro-forma invoice.With this loan you can finance the purchase of various goods and services:household appliances, furniture, computers and computer equipment, all kinds of studies and professional trainings (graduate and post-graduate studies, professional courses, foreign language), mobile phones, construction materials, tools, garden equipment, auto parts, travel arrangements, other consumer goods.All you need to do is to take pro-forma invoice for the desired goods from the merchant shop and bring it to the nearest Eurobank Direktna branch.And that is not all, If you want to buy more products at different retailers, with one our Consumer loan and you can do it.Loan characteristics:

Amount: 24.000 RSD- 2.000.000 RSDDownpayments: 0%Tenor: 12-60 monthsNominal interest rate: 15,73%, variable (3mBelibor+10%)*EIR: from 17,19%, Loan fees:

• Disbursement fee: no disbursement fee
• Bill of exchange: 50 RSD
• Credit Bureau report: 246 RSD

Example:

Loan amount (RSD)	100.000	200.000
Tenor (months)	60	60
Disbursement fee	0%	0%
Installment (RSD)	2.430	4.860
Total paid amount (RSD)	146.105	291.913
NIR* (variable)	15,73%	15,73%
EIR* (variable)	17,34%	17,26%

* The nominal interest rate is variable and is defined as the sum of 3m Belibor and margin. EIR is calculated using a value of 3mBelibor which is 5,73% as of 30.09.2023. The calculation of the EIR included: bill of exchange (50 RSD) and Credit Bureau report (246 RSD).

Nominal interest rate is determined on a quarterly basis in January, April, July and October when the variable element is aligned with the values of the officially published reference rate on the last day of the month that precedes the month in which the adjustment is made The changed variable interest rate will be applied in the first accounting period that starts after the change.Visit the nearest branch or call free Contact center number 0800 111144, where today you can schedule an appointment with our advisors.