Small enterprises

• Description of product and Purpose: Covering of overdraft on current account up to the approved limit amount for the needs of daily liquidity

• Amount: up to EUR 15.000 (in RSD equivalent) depending on the client's income

• Tenor: up to 12 months
• Mandatory security:
• company bills of exchange,
• bill of exchange authorizations,
• personal bills of exchange of owner
• Additional security:
• guarantee of other legal entity and/ or natural person,
• deposit of legal entity or natural person

• Purpose: Investment into working capital or refinancing of loan with other business banks

• Amount: up to EUR 400.000 for loans indexed in EUR currency or RSD equivalent according to the official NBS exchange rate for loans in RSD currency

• Tenor: up to 60 months
• Mandatory security:
• company bills of exchange,
• bill of exchange authorizations,
• personal bills of exchange of owner
• Additional security:
• guarantee of other legal entity and/ or natural person,
• deposit of legal entity or natural person
• first rank mortgage against real estate,
• pledge on equipment or vehicles

• Purpose: Frame line is aimed for clients who have frequent needs for using loans for working capital and products of documentary business (Letters of guarantee, Letters of credit and Letters of intent). Frame line offers the possibility to withdraw the loan in instalments, revolving loan and to use the documentary products within the approved credit limit.

• Purpose: Investment in working capital and/or guarantees, letters of intent and letters of credit. Depending on your creditworthiness, you will be granted a limit within which you have the ability to withdraw loan tranches or documentary products.

• Purpose: Special purpose loan for purchase of equipment.

• Amount: up to EUR 400.000 for loans indexed in EUR currency or RSD equivalent according to the official NBS exchange rate for loans in RSD currency
• Mandatory participation: 30%
• Tenor: up to 60 months
• Mandatory security:
• company bills of exchange,
• bill of exchange authorizations,
• personal bills of exchange of owner
• Additional security:
• guarantee of other legal entity and/ or natural person,
• deposit of legal entity or natural person
• first rank mortgage against real estate
• pledge on equipment or vehicles

• Purpose: Special purpose loan for purchase, construction and reconstruction of business premises
• Amount: up to EUR 600.000 for loans indexed in EUR currency or RSD equivalent according to the official NBS exchange rate for loans in RSD currency
• Mandatory participation: 20%
• Tenor: up to 120 months
• Mandatory security:
• company bills of exchange,
• bill of exchange authorizations,
• personal bills of exchange of owner
• Additional security:
• guarantee of other legal entity and/ or natural person,
• deposit of legal entity or natural person
• first rank mortgage against real estate

For all additional information call us as of today at our toll-free Contact center number 0800 1111 44/option 7, via which you can schedule a meeting with one of our Business Officials in Eurobank Direktna widespread business network throughout Serbia or apply on line.

Note: Pursuant to the recommendation of the National Bank of Serbia we want to warn you that loans indexed in foreign currency bear an foreign exchange risk – in case of increase of value (strengthening) of RSD the monthly installment in RSD equivalent shall be lower, while in case of reduction of value (weakening) of RSD monthly credit installment amount shall be larger in RSD.

The interest rate of loans indexed in EUR currency is changed at a quarterly basis pursuant to the movement of the three-month EURIBOR.

The interest rate of loans RSD currency is changed at a quarterly basis pursuant to the movement of the three-month BELIBOR.