Mikro enterprises

• Description of product and Purpose: Covering of overdraft on current account up to the approved limit amount for the needs of daily liquidity

• Amount: up to EUR 5.000 (in RSD equivalent) depending on the annual incomes

• Tenor: up to 12 months
• Security: company bills of exchange,
  • bill of exchange authorizations,
  • personal bills of exchange of owner
• Additional security:
  • guarantee of other legal entity and/ or natural person,
  • deposit of legal entity or natural person

• Purpose: Investment into working capital or refinancing of loan with other business banks

• Amount: up to 50.000 EUR / or in RSD equivalent according to the official mean exchange rate of the National Bank of Serbia for loans in RSD

• Tenor: up to 36 months
• Mandatory security:
• company bills of exchange,
• bill of exchange authorizations,
• personal bills of exchange of owner
• Additional security:
• guarantee of other legal entity and/ or natural person,
• deposit of legal entity or natural person,
• first rank mortgage against real estate,
• pledge on equipment or vehicles

• Purpose: Special purpose loan for purchase of equipment.

• Amount: up to EUR 50.000 / or in RSD equivalent according to the official mean exchange rate of the National Bank of Serbia for loans in RSD
• Mandatory participation: 30%
• Tenor: up to 60 months
• Mandatory security:
• company bills of exchange,
• bill of exchange authorizations,
• personal bills of exchange of owner
• Additional security:
• guarantee of other legal entity and/ or natural person,
• deposit of legal entity or natural person,
• first rank mortgage against real estate,
• pledge on equipment or vehicles

• Purpose: Special purpose loan for purchase, construction and reconstruction of business premises
• Amount: up to EUR 100.000 depending on the type of security
• Mandatory participation: 20%
• Tenor: up to 84 months
• Mandatory security:
• company bills of exchange,
• bill of exchange authorizations,
• personal bills of exchange of owner
• Additional security:
• guarantee of other legal entity and/ or natural person,
• deposit of legal entity or natural person
• first rank mortgage against real estate

For all additional information call us as of today at our toll-free Contact center number 0800 1111 44/option 7, via which you can schedule a meeting with one of our Business Officials in Eurobank Direktna widespread business network throughout Serbia or apply on line.

Note: Pursuant to the recommendation of the National Bank of Serbia we want to warn you that loans indexed in foreign currency bear an foreign exchange risk – in case of increase of value (strengthening) of RSD the monthly installment in RSD equivalent shall be lower, while in case of reduction of value (weakening) of RSD monthly credit installment amount shall be larger in RSD.

The interest rate of loans indexed in EUR currency is changed at a quarterly basis pursuant to the movement of the three-month EURIBOR.

The interest rate of loans RSD currency is changed at a quarterly basis pursuant to the movement of the three-month BELIBOR.