Home loan indexed in EUR for clients with receipt of earnings in Eurobank Direktna

• Type of loan: Housing loan for the purchase of real estate
• Currency of the loan: dinar loan indexed in EUR, the loan is realized in dinar equivalent at the mid-rate of the NBS on the day the loan is released to the exchange rate
• Participation:

  • minimum 20% of the real estate purchase price
  • a minimum of 10% of the purchase price of the property for first-time residential real estate buyers (for loans with insurance with the National Corporation)

Note: After submitting the documentation on employment and real estate, the Bank checks the fulfillment of credit criteria and makes a decision on the minimum amount of participation required for the realization of a housing loan.

• Loan amount: up to EUR 250,000
• Repayment period: up to 360 months
• Collateral - 2 promissory notes, real estate insurance that is pledged, first class mortgage in accordance with the Law on mortgages on real estate to be purchased or other suitable real estate