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Loan for pensioners - Golden Age
For senior citizens, Eurobank Direktna prepared a great offer – cash and refinancing loans in RSD secured with life insurance.
- No downpayments
- No disbursement fee
- Long repayment period
- Loan is secured with life insurance.
Amount: 64.000 - 1.800.000 RSD
Interest rate NIR: 17,24%, variable, (3mBelibor+12,30%)
*EIR: from 18,97%
Tenor: 12 - 71 months
Loan fees:- Bill of exchange: 50 RSD
- Credit Bureau report: 246 RSD
Example:
| Loan amount (RSD) | 200.000 | 400.000 |
| Tenor (months) | 71 | 71 |
| Disbursement fee | 0% | 0% |
| Installment (RSD) | 4.485 | 8.970 |
| Total paid amount(RSD) | 318.737 | 637.178 |
| NIR* (variable) | 17,24% | 17,24% |
| EIR** (variable) | 19,03% | 19,00% |
*Nominal interest rate is variable and is defined as the sum of 3m Belibor and margin. EIR is calculated using a value of 3mBelibor which is 4,94% as of 30.09.2024.The nominal interest rate is determined on a quarterly basis, in January, April, July, and October. This determination involves adjusting the variable component based on the officially announced reference interest rate on the last day of the month preceding the adjustment month. The modified variable interest rate is applied to the first billing period occurring one month after the adjustment
**The calculation of the EIR included: bill of exchange (50 RSD) and Credit Bureau report (246 RSD.
Visit the nearest branch or call free Contact centar number 0800 111144, where today you can schedule an appointment with our advisors.
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