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Loan for pensioners - Golden Age

For senior citizens, Eurobank Direktna prepared a great offer – cash and refinancing loans in RSD secured with life insurance.

Product benefits:

  • No downpayments
  • No disbursement fee
  • Long repayment period
  • Loan is secured with life insurance.

Loan characteristics:
Amount: 64.000 - 1.200.000 RSDInterest rate
NIR: 18,07%, variable, (3mBelibor+12,30%)*
EIR: from 19,98%
Tenor: 12 - 71 months
Loan fees:
  • Bill of exchange: 50 RSD
  • Credit Bureau report: 246 RSD


Loan amount (RSD)200.000 400.000
Tenor (months) 7171
Disbursement fee 0% 0%
Installment (RSD) 4.617 9.160
Total paid amount(RSD) 323.453650.666
NIR* (variable) 18,07%18,07%
EIR** (variable) 20,04%20,00%

*Nominal interest rate is variable and is defined as the sum of 3m Belibor and margin. EIR is calculated using a value of 3mBelibor which is 5,77% as of 31.12.2023.

**The calculation of the EIR included: bill of exchange (50 RSD) and Credit Bureau report (246 RSD) Nominal interest rate is determined on a quarterly basis – in January, April, July and October when the variable element is aligned with the values of the official Reference rate on the last day of the month that precedes the month in which the adjustment is made.The changed variable interest rate will be applied in the first accounting period that starts after the change.Visit the nearest branch or call free Contact centar number 0800 111144, where today you can schedule an appointment with our advisors.