EuroUnapred - Savings with monthly payment of interest in advance

Currency

RSD

Term period

Interest rate

12 months

NIR 1.40%

EIR 1.43%

MONTH

AMOUNT IN RSD

EIR

NIR

GROSS INTEREST PAID IN ADVANCE

TAXSES

NET INTEREST PAID IN ADVANCE (At the beginning of each monthly period)

AT TERM – ADVANCE FOR 1ST MONTH

1,000,000.00

1.43%

1.40%

1,244.44

0.00

1,244.44

ADVANCE FOR 2nd MONTH

1,127.78

0.00

1,127.78

ADVANCE FOR 3nd MONTH

1,205.56

0.00

1,205.56

ADVANCE FOR 4nd MONTH

1,205.56

0.00

1,205.56

ADVANCE FOR 5nd MONTH

1,166.67

0.00

1,166.67

ADVANCE FOR 6nd MONTH

1,166.67

0.00

1,166.67

ADVANCE FOR 7nd MONTH

1,205.56

0.00

1,205.56

ADVANCE FOR 8nd MONTH

1,205.56

0.00

1,205.56

ADVANCE FOR 9nd MONTH

1,088.89

0.00

1,088.89

ADVANCE FOR 10nd MONTH

1,244.44

0.00

1,244.44

ADVANCE FOR 11nd MONTH

1,127.78

ADVANCE FOR 12nd MONTH

1,205.56

0.00

1,205.56

TOTAL AMOUNT FOR TERM PERIOD (12 MONTHS)

GROSS AMOUNT:

14,194.47

NET AMOUNT:

14,194.47

Total amount payable to the Client at the end of the period

1,000,000,00

Interest calculation method

Proportional method

Charges payable by the Client and included in EIR calculation

Free of any charges

Personal Income Tax

As at the interest calculation date, and in compliance with the Individual Income Tax Law, Clients are not obliged to pay any taxes on capital income from RSD savings

Indexing criteria:

No indexing is envisaged.

Currency

EUR

Term period

Interest rate

12 months

NIR 0.29%

EIR 0.25%

MONTH

AMOUNT IN RSD

EIR

NIR

GROSS INTEREST PAID IN ADVANCE

TAXSES

NET INTEREST PAID IN ADVANCE (At the beginning of each monthly period)

ADVANCE FOR 2nd MONTH

2.34

0.35

1.99

ADVANCE FOR 3nd MONTH

2.50

0.38

2.13

ADVANCE FOR 4nd MONTH

2.50

0.38

2.13

ADVANCE FOR 5nd MONTH

2.42

0.36

2.06

ADVANCE FOR 6nd MONTH

2.42

0.36

2.06

ADVANCE FOR 7nd MONTH

2.50

0.38

2.13

ADVANCE FOR 8nd MONTH

2.50

0.38

2.13

ADVANCE FOR 9nd MONTH

2.26

0.34

1.92

ADVANCE FOR 10nd MONTH

2.58

0.39

2.19

ADVANCE FOR 11nd MONTH

2.34

0.35

1.99

ADVANCE FOR 12nd MONTH

2.50

0.38

2.13

TOTAL AMOUNT FOR TERM PERIOD (12 MONTHS)

GROSS AMOUNT:

29.44

NET AMOUNT:

25.02

Total amount payable to the Client at the end of the period

10,000.00

Interest calculation method

Proportional method

Charges payable by the Client and included in EIR calculation

Free of any charges

Personal Income Tax

Pursuant to the Individual Income Tax Law, the account holder is obliged to pay the tax on savings interest income at the rate of 15%. As the entity paying the income, the Bank shall pay this tax in the name and for the account of the Client by deducting the tax amount from the gross interest on the Client’s savings account.

Indexing criteria:

No indexing is envisaged.