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Loan for pensioners - Golden Age
For senior citizens, Eurobank Direktna prepared a great offer – cash and refinancing loans in RSD secured with life insurance.
- No downpayments
- No disbursement fee
- Long repayment period
- Loan is secured with life insurance.
- Bill of exchange: 50 RSD
- Credit Bureau report: 246 RSD
Example:
| Loan amount (RSD) | 200.000 | 400.000 |
| Tenor (months) | 71 | 71 |
| Disbursement fee | 0% | 0% |
| Installment (RSD) | 4.601 | 9.202 |
| Total paid amount(RSD) | 326.973 | 653.650 |
| NIR* (variable) | 17,77% | 17,77% |
| EIR* (variable) | 19,67% | 19,64% |
*Nominal interest rate is variable and is defined as the sum of 3m Belibor and margin. EIR is calculated using a value of 3mBelibor which is 5,47% as of 30.06.2023.
**The calculation of the EIR included: bill of exchange (50 RSD) and Credit Bureau report (246 RSD) Nominal interest rate is determined on a quarterly basis – in January, April, July and October when the variable element is aligned with the values of the official Reference rate on the last day of the month that precedes the month in which the adjustment is made.The changed variable interest rate will be applied in the first accounting period that starts after the change.Visit the nearest branch or call free Contact centar number 0800 111144, where today you can schedule an appointment with our advisors.
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